Monday, September 1, 2014

Is it safe to be a foreign student in Australia?

Generally it is safe for foreign students in Australia.

There is racism and plain hooliganism so students should generally be wise.

Stay out of bad areas, don't wonder around late at night, don't get drunk and don't go places where you expose yourself to robbery or intimidation. It is 95% safe for students, just don't be silly and do things that place you at risk! This is the same in every country around the globe.
 
There tends to be a lot of segregation. Foreign students from each nationality seem to stick together. This is natural and we need our support groups.
 
I think though, that to get the best of all world's, foreign students should make friends from all nationalities.
 
I have always done that and it gave me a greater and wider experience and world view.




Hi, planning on Studying in Australia?  Why not use our community forum - all about living, working, playing, moving and studying in Australia.




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Saturday, August 30, 2014

My new Community Forum! Live Move Work Play Australia !

Hi,

For some time now I have been getting a lot of questions about moving to and living in Australia.

Of course my experience is pretty limited to Sydney and a few trips, but there are a lot of people out there who are also in this boat with us.

What better way to answer these questions, than to create a proper immigrating and moving to Australia forum for the community to discuss and communicate on all the issues around moving to Australia.

Why not  register on the forum and introduce your self? Please post a few questions and maybe be kind enough to help others?

Click here to go to the forum

Please note its a work in progress, I will be getting a logo together, a theme style (just done).

Still got to get all the rules going and a hookup to an email server etc.

Regards!


How I got my visa, Life, Lumps and spirit, Hate your new country? Your not alone! A good Furniture Rental company in Sydney,Why do immigrants leave Australia?, Sydney - Scotland island - hidden gem, Malls in Sydney, Living in St Ives, Arriving in Sydney, Driving through Sydney - first day, How expensive is Sydney

Friday, August 29, 2014

Russians moving to Australia - Where do most of the Russian immigrants live in Australia?


Where do most of the Russian immigrants live in Australia?

Firstly, there are not a lot of Russians in Australia. I know there are large communities of Armenians in both Sydney and Melbourne.

Melbourne has a Russian contingent in the areas St Kilda and Brighton - both being long time settled areas - possibly from  WW2 times.

A large flux of immigrants arrived in Australia after WW2, when Australia opened their borders so that refugees from eastern Europe could come and help build Australian infrastructure. some example of this are the snowy mountains hydro-electric scheme, some roads and dams.
If it wasn't for the hard work of the New Australians (a title that was ascribed at the time for new arrivals) this country could possibly be 20-30 years behind where it is now.

The Post war Australian government encouraged immigration to get Australia productive after the war had removed manpower and taxable income. The refugees were looking for a new home and Australia had to have a new hard working labour force.

Marrickville in Sydney's inner west holds a small Russian community
Greeks, Lebanese and Italians mostly gravitated to inner west of Sydney initially but then moved further west as time went on.

The Chinese lived within Sydney City.

The Vietnames populated Cabramatta and are still there.

Places like Bexley had a large middle eastern population and there is an Assyrian Club done in retro style with the great lion headed arches and all the carving from ancient days.

The 2006 Australian Census shows Australia has a Russian-born population of a paltry 16000.
Most Russian-born residents live in Melbourne (5,407) and Sydney (5,367).

There are more Russian-born women (62%) residing in Australia, and most of them arrived (69%) after1990.

At the 2006 Census about 67000 Australian residents indicated they had Russian ancestry.

Before 1990 many of the Russian immigrants were of Jewish origin, but this has changed in recent years as Jewish emigration has been insignificant.

Some famous Russian arrivals include a boxer called Kostya Tszyu and the pole vault champion Tatiana Grigorieva, who won a silver medal in the 2000 Sydney Olympics.

Apparently Sydney's Bondi Beach is also a popular area for Russian and Russian-Jewish migrants. Bondi beach boasts restaurants and specialist shops catering to Russian needs.

These days, Russians people live spread out throughout New South Wales and Australia with less concentration in certain areas as might have been in the past.

The Australian Russian speakers are currently served nationally by a Russian language radio broadcasting team at the SBS - Special Broadcasting Service This is an Australian Government radio station which broadcasts in 58 community languages.

Interestingly Russian Federal State Statistics Service there are about 1200 Russians who left Russia for Australia from 2000 to 2008.



Currently roughly 170 Russians leave Russia for Australia every year.


Hi, moving to Australia?, why not use our community forum - all about living, working, playing, moving and studying in Australia.



How I got my visa, Life, Lumps and spirit, Hate your new country? Your not alone! A good Furniture Rental company in Sydney,Why do immigrants leave Australia?, Sydney - Scotland island - hidden gem, Malls in Sydney, Living in St Ives, Arriving in Sydney, Driving through Sydney - first day, How expensive is Sydney

Thursday, August 28, 2014

Moving to Australia - Can 457 visa holders buy a house or property ?

Moving to Australia? Want to purchase a property? You can!


Can a 457 visa holder purchase a house? Yes you can.

Visas and Immigration
 
Some banks will  consider mortgage applications from applicants with 457 Visa status and non-residents eligible to purchase an Australian property.

457 Visa holders and non-permanent residents who wish to purchase property in Australia, need to obtain approval from the Foreign Investment Review Board.

As long as you are able to be a resident in Australia for longer than 12 months you can buy a house or apartment.

Foreign persons should notify the Government and get prior approval to acquire an interest in certain types of Real Estate. An 'interest' includes buying Real Estate but can also include obtaining or agreeing to enter into a lease, or financing or profit sharing arrangements.

Sorry, unfortunately you cannot do this on a tourist visa.




Hi, moving to Australia?, why not use our community forum - all about living, working, playing, moving and studying in Australia.








How I got my visa, Life, Lumps and spirit, Hate your new country? Your not alone! A good Furniture Rental company in Sydney,Why do immigrants leave Australia?, Sydney - Scotland island - hidden gem, Malls in Sydney, Living in St Ives, Arriving in Sydney, Driving through Sydney - first day, How expensive is Sydney

Moving to Australia - can you withdraw your pension funds.when moving from the UK to Australia ?

Hi

I recently looked into whether people could cash in pension pots in the UK when they leave the UK (or after they leave the UK for that matter)

The short answer is a big NO.

The UK is very strict about pensions accrued in the UK.

You may transfer your pension to an accredited pension fund in another country, but you may not take your pension as cash.

Well you can withdraw it all as cash at retirement age which is currently at 60 and you can only take some of it as cash.

If its small enough you can take it all as cash.

If you are a temporary resident in Australia, you can withdraw your superannuation pension after you leave and close down your Australian residency.

oh well




Hi, moving to Australia?, why not use our community forum - all about living, working, playing, moving and studying in Australia.



How I got my visa, Life, Lumps and spirit, Hate your new country? Your not alone! A good Furniture Rental company in Sydney,Why do immigrants leave Australia?, Sydney - Scotland island - hidden gem, Malls in Sydney, Living in St Ives, Arriving in Sydney, Driving through Sydney - first day, How expensive is Sydney

Moving to Australia - best way to buy a new home in Sydney Australia


Well, I have been thinking of buying a home for some time now.

Here is a summary of things I noted regarding buying a house.

What's the minimum deposit I need ?

Generally 5% if you can show its been in your bank account for at least three months.
nb: Its more risky to the bank/lender so they generally charge you an higher interest rate.

Hidden Costs of buying the house


On a 700K house 

Stamp duty - $ 26990.00 (buy a new build  house for under 550k you get this off as a government incentive ) - If build a new house  there is a 5k grant too.

Lenders mortgage insurance - $32000.00 (if your deposit is 20% or less)
nb : lenders insurance can be waived if you have a guarantor...

Sneaky Bank fees $495.00 (don't ask - for using the toilet and forms and admin)

Conveyance fees (lawyer) $1500.00

Total costs $760 000.00  - I need to sit .

Good news EXPATS! - first - time buyers


If you build a new home... (ie not a second hand one)

new build - If you buy for under $550 000 you get your stamp duty completely off. (24k)

First home owner grant If you buy for under $750k a first time buyer in NSW you also qualify for a $15000 new build grant


Build a New home Grant off plan - This grant provides $5000 towards the purchase of new homes, off-the-plan properties, and vacant land on which a new home will be built.

This is a possible whopping $ 44000 saved!


Some good news! Awesome!


Cost over time


Interest on the house : 30 years @ 5%p.a. $585000 (pay it off sooner yeah!)

Council rates - $2100.00 per year

Water rates - $1400 per year

Repairs - $1000 per year

Insurance = $1300 per year

Finding the right place to live.


Well if you have young kids - that's a no brainer - need to be near a good school. Luckily most schools in Sydney are pretty good.

If you hate a commute - once again you need to find a railway line etc to live along.

Budget - budgheeeeht!


Yep all of the above can be affected by the budget, no matter how badly we want all the good stuff - beach, schools, easy commute, scenary, malls, -- this all goes out the window when the budget is constraining you!




Hi, moving to Australia?, why not use our community forum - all about living, working, playing, moving and studying in Australia.




How I got my visa, Life, Lumps and spirit, Hate your new country? Your not alone! A good Furniture Rental company in Sydney,Why do immigrants leave Australia?, Sydney - Scotland island - hidden gem, Malls in Sydney, Living in St Ives, Arriving in Sydney, Driving through Sydney - first day, How expensive is Sydney